Privacy Policy

Effective Date: 5/1/2023

Revi Credit LLC (“Revi”) is committed to your privacy. Our goal is to maintain your trust and confidence when handling personal and financial information about you.

This Revi Online Privacy Policy (“Privacy Policy”) describes how we collect information when you visit or use our website and other online services (“Online Services”). It also describes how we use and share such information. Revi does not sell your personally identifiable information.

The terms “Revi”, “we,” “us,” or “our” mean Revi Credit and its affiliates. “You” means an individual who visits our Online Services and does not refer to a business or other entity.

How does Revi collect information online?

We collect information in a variety of contexts. For example, we may collect information:

Directly from you. We collect information directly from you, such as when you register for an account, apply for or obtain a product or service, or communicate with us.
Automatically when you use our Online Services. We and others on our behalf may collect Device Data, Online/Mobile Activity Data, and other information automatically when you interact with us online.

This Policy applies to information we collect when you use our Online Services, We may combine that information with information we collect in other contexts, such as from phone calls and emails with you, from third-party data sources for fraud prevention, identity verification, and from publicly available data sources. We will treat such combined information in accordance with this Privacy Policy.

What Information does Revi collect?

Depending on how you interact online with us, we may collect various types of information. For example, when you register for an account, we may collect:

Contact or identity data, such as your name, mailing address, email address, phone number, date of birth, government-issued identifier (e.g., tax ID number, Social Security number, driver’s license, or other government ID), citizenship, username and password, and other information that directly identifies you.
Account-related data, such as account number, account balances, and other information related to your accounts.
Transaction data, such as transaction history and transaction details when you transact on your account.
Demographic data, such as gender, marital status, age, household size/composition, education level, income, occupation, and employment status.

When you browse our website, we may also collect:

Device data, such as your device type, web browser type and version, operating system type and version, display/screen settings, language preferences, internet protocol address, mobile network information, general location, cookie IDs, device IDs, mobile advertising IDs, and likely connections among different browsers and devices that you use (collectively, “Device Data”).
Online/mobile activity data, such as login data, information about how you use and interact with our Online Services, when and how often you use our Online Services, the webpage from which you clocked a link to come to our Online Services, and crash reports (collectively, “Online/Mobile Activity Data”).
Communications data, such as your communication preferences and details or the content of your communications with us.

If you disclose any information relating to other people to us or our service providers when you visit or use the Online Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Privacy Policy.

How does Revi use this information?

We use information for various purposes depending on how you interact with us. For example, we may use your information for the purposes described below:

Providing, maintaining, and servicing your account, such as enabling you to apply for and obtain Revi products or services, communication with you, and providing online tools and features.
Verifying your identity, such as conducting identity verification when you apply for our products or services, authenticating your login credentials, and verifying your location to allow access.
Detecting and preventing fraud, such as determining fraud risk.
Protecting against security risks, such as monitoring network activity logs, detecting security incidents, conducting data security investigations, and otherwise protecting against malicious, deceptive, fraudulent, or illegal activity.
Advertising and marketing, such as sending you offers for products and services via mail, email, or text message, displaying online advertising, targeting our offers, and evaluating and improving the effectiveness of our marketing efforts.
Conducting analytics and research, such as examining which parts of our website you visit, performing debugging and error repair, and analyzing use of our Online Services.
Improving our products and services, such as personalizing and optimizing your website experience, improving existing products and services, and developing new products and services.
Carrying out legal and business purposes, such as complying with applicable laws, responding to lawsuits, subpoenas, or investigations, exercising our rights or defending against legal claims, resolving complaints, performing compliance activities, regulatory reporting, performing institutional risk control, and otherwise operating, managing, and maintaining our business.
Using aggregated and de-identified information, such as using or modifying the information described in this Privacy Policy in a manner that does not allow us to reasonably identify you. For example, we may compile aggregated statistics to understand trends. Information that has been aggregated and de-identified is no longer subject to this Privacy Policy.

How does Revi share this information?

We share information in a variety of contacts. For example, we may share your information with:

Affiliates. We may share your information with our affiliates as permitted by applicable law.
Service providers. We use other companies to provide services on our behalf and to help us run our business. We may share information with these service providers, or they may collect information on our behalf, for various business purposes. For example, we use service providers for hosting and securing our information systems.
Recipients of aggregated and de-identified information. We may share aggregated and de-identified information with third parties for any purpose.
Government entities and others with whom we share information for legal or necessary purposes.

We share information with government entities and others for legal and necessary purposes, such as:

To respond to requests from our regulators or to respond to a warrant, subpoena, governmental audit or investigation, law enforcement request, legal order, or other legal process.
To facilitate a merger, acquisition, sale, bankruptcy, or other disposition of some or all of our assets, in which case we may transfer your information to the relevant third party.
For other legal purposes, such as to enforce our terms and conditions, exercise or defend legal claims, or if we determine that disclosure is necessary and appropriate to protect the life, safety, or property of ourselves or others.

What online tracking technology does Revi use?

We and third-party providers acting on our behalf use a variety of online tools and technologies to collect information when you visit or use the Online Services, including Device Data and Mobile/Online Activity Data. We may associate this tracking data with your Revi account if you have one. These tools include server logs, cookies and pixel tags.

INFORMATION SECURITY

At Revi, we prioritize your safety and security. We have information security practices in place that include administrative, technical and physical measures to protect information within our company. While we use industry-standard practices to protect your information, no method of data transmission or storage is 100% secure, and we cannot ensure or warrant the security of your information. Your use of our services is an acknowledgement that Revi is not liable or responsible for any information security breach despite our commercially reasonable information security practices and you hereby waive and release Revi from any and all claims related to an information security breach. If you suspect your interaction with us is no longer secure, please contact us at [email protected].

OPT OUT

You can unsubscribe from marketing and informational emails from Revi and its affiliates utilizing your personal information on by contacting us at [email protected].

CHILDREN’S PRIVACY

Our Online Services are not directed to children under 18. We do not knowingly collect personal information from children through out Online Services. We kindly request that children do not provide information to us through our Online Services.

MOBILE INFORMATION

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

UPDATES

We may change this Privacy Policy in the future. When we do, we will post the revised Privacy Policy on our website. Your use of the Online Services constitutes your agreement with the Policy terms.

CONTACT

Please direct questions to [email protected]