REVI EDD

Electronic Delivery Disclosure

This Electronic Delivery Disclosure Notice (“Disclosure”) contains important information about your legal rights. Certain laws require us to provide specific information (“Communications”) to you in writing, which means you have a right to receive that information in paper form. We may provide such information to you electronically if we give you this Notice and you consent to receive such information electronically. If you open an account with us, you must accept electronic delivery of all disclosures. This means that Innovation Revi Credit, LLC (“Revi”) will not mail disclosures to you unless you request paper copies at a later date or withdraw your consent. See ‘Consent’ section below.

Scope

“Communications means each disclosure, notice, agreement, undertaking, fee schedule, periodic statement, records, document or other information we provide to you, or that you sign or submit or agree to at our request.

Consent

By consenting to this Disclosure, you agree:

To receive Communications electronically;
That you have access to equipment through which you can access our website and which you can use to retain documents. This equipment must meet the ‘Hardware and software requirements’ below; and
To use electronic records and signatures in our relationship with you.

Your consent will also apply to any other person named on your account, product, or service, subject to applicable law. Your consent will apply to any Communication which we are legally permitted to provide to you now or at any time in the future until such time that you withdraw your consent.

We may choose to send you certain documents in paper rather than in electronic form. You should continue to review all paper communications that we send to you. Please ensure that you keep your primary mailing address up to date. If we send you paper documents, it will have no impact on your paperless enrollment.

Accessing your communications

We may deliver your Communications by any of the following means: (1) within our website, (2) to your designated email address, or (3) by requesting that you download a PDF file that contains the Communication.

Customers in good standing will have electronic statements available online at our website for 24 months after the statement is posted. We provide the most updated versions of your product’s account disclosures online at our website.

If your account is closed, you may lose access to our website, including any Communications we have provided in electronic form. If your account is closed, we may mail Communications to you in paper form, even if you previously elected to receive such materials electronically.

Hardware and software requirements

To access and retain certain Communications, you must have an active email address ad an up-to-date computing or mobile device with:

A Current Version (defined below) of a web browser,
A connection to the internet,
Electronic storage to retain records and/or a printer to print them, and
A Current Version of a program that accurately reads and displays PDF files.

By “Current Version,” we mean a version of the software that is currently being supported by its publisher. We reserve the right to discontinue support of a Current Version of software if, in our sole opinion, it suffers from a security flaw that makes it unsuitable for use.

If our hardware or software requirements change, and that change creates a material risk that you would not be able to retain the information contained on our website, we will give you notice of the revised hardware or software requirements. Continuing to access our website electronically after receiving notice of the change reaffirms your consent.

How to withdraw your consent

You can withdraw your consent with no cost to you. To do so you must write to us at 6320 Bookside Plaza, Kansas City, MO 64113, or call us at (888) 598-7998. Your withdrawal of consent is effective only after we have a reasonable period of time to act upon your withdrawal. Withdrawal of consent to electronic delivery will not affect the legal effectiveness, validity, or enforceability of Communications previously provided electronically. Such Communications may continue to be provided online for the applicable posting period. Withdrawal of consent will only apply to those Communications that are required by law or regulation to be provided to you in paper form. We may continue to deliver to you in electronic format all other Communications.

Obtaining copies of electronic communications

We recommend that you print or download a copy of this Disclosure, and all other Communications, to retain for your records. If you want paper copies of documents provided electronically, you can write to use at 107 W 63rd St. #525 Kansas City, MO 64113, or call us at (888) 598-7998. We may charge fees for paper copies of Communications. Printed versions of this information are not available for applications at the time of opening.

Your contact information

If your email address or other contact information is changed, you must notify us of such changes immediately through our website. We are not responsible if you do not receive an email notification. If you fail to update or change an incorrect email address or other contact information, you understand and agree that any electronic Communications shall nevertheless be deemed to have been provided to you if they were made available to you by one of the methods described in ‘Delivery of Your Communications’ above.

Termination and changes

We reserve the right to discontinue providing you with electronic Communications, or to terminate or change this Disclosure. We will provide you with notice of any such termination or change as required by law.

Proceed with Acceptance of Disclosure

With your acceptance, you agree to accept Communications electronically. You also agree that you have the necessary equipment for accessing and viewing the disclosures and you agree to notify us if you change your email address.

Your consent is voluntary, but we cannot process your application, maintain an account for you, or make a loan to you if you do not consent.